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Volunteer Loan Assistance Program

The General Assembly established the Volunteer Companies Loan Fund on July 15, 1976, with Act 208. The Volunteer Loan Assistance Program (VLAP) provides loans at a fixed 2% interest rate to volunteer fire, ambulance, and rescue companies for the acquisition, rehabilitation, or improvement of apparatus, facilities and equipment.

Since its inception, the program has approved more than $489 million in loans for the commonwealth’s volunteer emergency services community.

The Volunteer Loan Assistance Program (VLAP) provides low interest loans to volunteer fire companies, ambulance services and rescue squads for the purpose of purchasing and modernizing apparatus, facilities and equipment. Forms and informational materials are available to interested organizations. OSFC staff provides technical assistance and regulatory guidance to applicants; receives, analyzes and approves loan applications; supplies loan closing services; maintains financial and historical files and services all accounts until they are closed.

Loans are made for the following purposes:

to purchase new, or to repair/rehabilitate apparatus that no longer meets NFPA standards and to bring it into such compliance
to construct or modernize those portions which house apparatus or purchase a used facility
to purchase accessory, communications or protective
The type of project and the project cost will determine the loan amount.
The Volunteer Loan Assistance Program application and instructions are available online.
The VLAP staff provides professional, courteous assistance to all applicants.  Contact us at 800-670-3473 or (717) 651-2200 or via e-mail using